Developer tools decision

Cursor

A narrow single-user coding-agent that reads a repo, calls off-the-shelf LLMs, and applies patches is realistic for a capable engineer to build and maintain; Cursor’s proprietary models, enterprise features, hosted cloud agents, and compliance claims make a full replacement impractical for small teams.

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You pay

$20/mo

$240/yr

Read off the official pricing page.

You’d pay instead

$50one-off30 h to build

$100/mo8 h/mo upkeep

On cash alone, building overtakes the subscription at 6 seats.

Open-source builds that already do this

Every project below is open source and already does this job today. Fork one, self-host it, or take the parts you need - the build prompt further down assumes an empty file, and this is the shortcut past that. Licences differ; check the one on each card before you ship. All Cursor alternatives, with the arithmetic →

What a replacement has to do

  • User points Cursor at a repository; agent ingests repo context, calls an LLM, generates code edits/patches, runs tests/commands, and applies changes.

What it still won’t have

  • Cursor’s proprietary model(s) (Grok 4.5 and Cursor-hosted models)
  • Built-in enterprise features (pooled usage, SSO/SCIM, audit logs, invoicing)
  • Hosted cloud agents, marketplace plugins, and native desktop integrations
  • SOC 2 / vendor compliance guarantees and vendor-provided privacy controls

What remains hard

  • Proprietary modelsOur most intelligent model and the first we've built for more than software engineering.
  • Brand trustTrusted by over half of the Fortune 500 to accelerate development, securely and at scale.
Read the build prompt

First-year cost

Keep paying

Paying is—cheaper in year one.

On cash alone, building overtakes the subscription at 6 seats.

Paid seatsseats

Money you would actually spend

Keep paying
—

Subscription price × seats × 12

Build it
—

AI build —APIs + hosting —

Time you would spend

—

—

What you would spend

What we assumed

The verdict above measures whether you could build it. This one is only about money.

Runnable build prompt

Not run yet
Build a single-user AI coding agent CLI + minimal web UI using Node.js (TypeScript), a small React front-end, and a Postgres or SQLite store. Core features in scope: (1) repo indexing (walk files, build token-aware context selector), (2) prompt assembly and LLM integration (OpenAI/Anthropic API support), (3) apply/preview patch/diff workflow with git integration, (4) run selected shell commands/tests in a sandbox and capture output, (5) basic subscription/auth (local user account) and usage logging. Out of scope: multi-user team billing, SSO/SCIM, enterprise audit logs, training proprietary models, cloud agent fleet orchestration, and SOC2 compliance. Include robust error handling, rate-limit/backoff for API calls, and unit tests for prompt assembly, patch application, and sandbox execution.
How we checked5 sources · 3/3 runs agreed · evidence score 64

How the score was reached

  • Partly verdict base52
  • An open-source build was found+5
  • 5 cited sources+3
  • Price verified on pricing page+3
  • 3/3 assessment runs agreed+4
  • Hard moats found in the evidence-3
  • Evidence score64

The base comes from the verdict. Everything under it is a check that either happened or did not, and each one is a fact frozen in this record rather than a judgement made at render time - so the same evidence always produces the same number.

How scoring works →

Cited sources · 5

Every page the run actually retrieved.

Integrity checks

What held up, and what did not.

✓ Price read off the page✓ 3 independent runs, one answer✓ Citations limited to fetched pages! 2 moats quoted from the page