Creator and commerce decision

Payhip

A capable developer can build a narrow self-hosted store for digital products and payments, but reproducing Payhip's full offering—especially automatic tax collection/remittance and polished integrated marketing/support—is substantial and would leave important compliance and product features missing.

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You pay

$29/mo

$348/yr

Read off the official pricing page.

You’d pay instead

$100one-off80 h to build

$20/mo8 h/mo upkeep

On cash alone, building overtakes the subscription at 1 seat.

Open-source builds that already do this

Every project below is open source and already does this job today. Fork one, self-host it, or take the parts you need - the build prompt further down assumes an empty file, and this is the shortcut past that. Licences differ; check the one on each card before you ship. All Payhip alternatives, with the arithmetic →

What a replacement has to do

  • Create a storefront, add products (digital/physical/courses/memberships), accept payments, deliver digital files/issue access, and manage orders/customers and taxes.

What it still won’t have

  • Automatic VAT/UK/EU and US/Canadian tax collection & remittance
  • Built-in polished store builder, themes and embeds
  • Integrated marketing/email tools and analytics
  • 24/7 support and established payment flow optimizations
  • Trust/brand and marketplace exposure

What remains hard

  • Compliance and regulationWe automatically handle digital EU/UK VAT and US/Canadian sales tax on your behalf — Learn more
  • Compliance and regulationPayhip is fully compliant to collect and remit EU VAT and UK on your behalf automatically.
Read the build prompt

First-year cost

Keep paying

Paying is—cheaper in year one.

On cash alone, building overtakes the subscription at 1 seat.

Paid seatsseats

Money you would actually spend

Keep paying
—

Subscription price × seats × 12

Build it
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AI build —APIs + hosting —

Time you would spend

—

—

What you would spend

What we assumed

The verdict above measures whether you could build it. This one is only about money.

Runnable build prompt

Not run yet
Build a minimal self-hosted creator storefront in Node.js (Express) + PostgreSQL + React for admin/storefront, host files on AWS S3, and handle payments with Stripe and PayPal. In-scope: account auth, store page builder (simple title/description/theme), product CRUD (digital downloads, courses, memberships, physical products inventory), checkout flows (Stripe + PayPal), secure file uploads to S3 and signed-download URLs, order records and basic email receipts (SendGrid), tax lookup calls (use TaxJar/Stripe Tax API) for display/reporting only. Out of scope: automated tax remittance to authorities, marketplace features, advanced marketing automation, multi-region compliance. Include error handling, input validation, unit tests for backend routes, and deployment scripts (Docker, Terraform or equivalent).
How we checked5 sources · 2/3 runs agreed · evidence score 60

How the score was reached

  • Partly verdict base52
  • An open-source build was found+5
  • 5 cited sources+3
  • Price verified on pricing page+3
  • Hard moats found in the evidence-3
  • Evidence score60

The base comes from the verdict. Everything under it is a check that either happened or did not, and each one is a fact frozen in this record rather than a judgement made at render time - so the same evidence always produces the same number.

How scoring works →

Cited sources · 5

Every page the run actually retrieved.

Integrity checks

What held up, and what did not.

✓ Price read off the page! 2 of 3 runs agreed; the verdict is the majority✓ Citations limited to fetched pages! 2 moats quoted from the page