Learning and careers decision

Deel

A small team can build a narrow contractor-payments MVP (onboarding, calculations, payouts) but cannot realistically recreate Deel's global compliance, local entities, EOR services, or scale advantages—so keeping the paid service is reasonable for full global coverage.

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You pay

$14/mo

$168/yr

Per seat. Read off the official pricing page.

You’d pay instead

$50one-off30 h to build

$150/mo10 h/mo upkeep

On cash alone, building overtakes the subscription at 12 seats.

The code exists. It is not what you are paying for.

These 2 projects are real, published, and do the core job — and this page still says keep paying. What the subscription buys is infrastructure at scale, proprietary data and compliance and regulation, and none of that ships in a repository. Fork one anyway if you want to. Go in knowing what it does not carry. What stays hard ↓ · All Deel alternatives, with the arithmetic →

What a replacement has to do

  • Onboard a contractor, collect tax/compliance docs, record pay details, run a pay event that calculates gross-to-net for a jurisdiction, and send payment to the contractor's bank or wallet.

What it still won’t have

  • Local legal entities, EOR/PEO employment contracts and employer filings
  • Dedicated local compliance experts and in-house payroll operations
  • Built-in global tax filings and statutory reporting across 130+ countries
  • Enterprise SLAs, managed onboarding, and multi-currency treasury scale

What remains hard

  • Infrastructure at scaleBuilt on in-house infrastructure, with single payroll engines, owned entities, and more.
  • Proprietary data2,000+ local experts combined with in-house compliance logic and real-time AI.
  • Compliance and regulationEOR: Full legal employment in 130+ countries globally
  • Infrastructure at scale$20B+ compliantly processed global payroll
Read the build prompt

First-year cost

Keep paying

Paying is—cheaper in year one.

On cash alone, building overtakes the subscription at 12 seats.

Paid seatsseats

Money you would actually spend

Keep paying
—

Subscription price × seats × 12

Build it
—

AI build —APIs + hosting —

Time you would spend

—

—

What you would spend

What we assumed

The verdict above measures whether you could build it. This one is only about money.

Runnable build prompt

Not run yet
Build a self-hosted minimal global-contractor payroll MVP using: React frontend, Node.js (Express) API, Postgres, S3 for documents, and Stripe + Wise for payouts. In scope: contractor onboarding form with document uploads and metadata extraction, secure storage of worker records, a simple gross-to-net calculation module for one country (configurable rules), a pay-run flow (create, preview cost, approve, execute payouts via payment APIs), webhooks for payout status, and an admin UI for viewing payroll runs and exports. Out of scope: building an EOR legal entity, multi-country statutory filings, and offering managed payroll operations. Include error handling, input validation, unit tests for payroll calculations, integration tests for payout flows (stubbed), and a README with deploy steps and environment variables.
How we checked5 sources · 2/3 runs agreed · evidence score 22

How the score was reached

  • Pay verdict base20
  • An open-source build was found+5
  • 5 cited sources+3
  • Price verified on pricing page+3
  • Hard moats found in the evidence-9
  • Evidence score22

The base comes from the verdict. Everything under it is a check that either happened or did not, and each one is a fact frozen in this record rather than a judgement made at render time - so the same evidence always produces the same number.

How scoring works →

Cited sources · 5

Every page the run actually retrieved.

Integrity checks

What held up, and what did not.

✓ Price read off the page! 2 of 3 runs agreed; the verdict is the majority✓ Citations limited to fetched pages! 4 moats quoted from the page