Finance and accounting

Lunch Money alternatives

2 open-source projects that already do this job. Free to use - not free to run, which is what the numbers on the right are for.

The full assessment →

The projects

firefly-iii/firefly-iii24,246AGPL-3.0A web-based personal finance manager with accounts, transactions, budgeting, imports, and reporting.Open on GitHub actualbudget/actual28,006MITA local-first personal budgeting app for tracking accounts, transactions, and budgets with simple charts.Open on GitHub

What you give up either way

Automatic bank sync / account aggregation
Crypto portfolio live sync
Mobile companion apps and polished UI
Hosted backups, dedicated support, and community programs
Long-term feature roadmap and price-lock guarantee

An open-source project doing the core job proves a replacement is possible. It does not prove it matches Lunch Money, and it does not prove anyone has run it for a month. How we decide.