Documents and notes decision

Napkin

A competent developer can build a useful Napkin-like capture + suggestion workflow and host it cheaply, but reproducing Napkin's native iOS polish and their claimed EU-hosted, fully encrypted AI stack (and product maturity) is heavier and likely needs more resources.

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SubscriptionCustom pricing
Initial build30 hours
Monthly upkeep6 hours + $40
Evidence3/3 runs agree

Open-source builds that already do this

Every project below is open source and already does this job today. Fork one, self-host it, or take the parts you need — the build prompt further down assumes an empty file, and this is the shortcut past that. Licences differ; check the one on each card before you ship.

What a replacement has to do

  • Collect short text ideas, store them, surface related topics/ideas using embeddings, and present a daily reflection flow to the user.

What it still won’t have

  • Native iOS polish and UX refinements in the shipped Napkin app
  • Napkin's claimed EU-hosted encrypted AI stack (if you rely on third‑party APIs)
  • Any bespoke AI tuning or internal models Napkin runs on its servers

What remains hard

  • Compliance and regulationNapkin is a small independent company based in Switzerland, all our servers are in Europe. The databases are fully encrypted, all AI layers hosted on our servers.
Read the build prompt

First-year cost

No published price

Napkin does not publish a price we could read, so there is nothing to compare against. What building costs is below.

Money you would actually spend

Keep paying

Subscription price × seats × 12

Build it

AI build APIs + hosting

Time you would spend

What you would spend

What we assumed

The verdict above measures whether you could build it. This one is only about money.

Runnable build prompt

Not run yet
Build a minimal Napkin-style service using: React (web) or SwiftUI (iOS) client, Node.js + Express backend, Postgres + pgvector for vector search, and OpenAI (or similar) for embeddings. Core features in scope: (1) capture short text via share/typing and optional voice-to-text, (2) store encrypted idea records in Postgres, (3) compute/store embeddings and serve "related ideas" via nearest-neighbor queries, (4) a Daily Flow endpoint that returns 3 suggested reflection prompts, (5) user export endpoint (JSON). Out of scope: reimplementing a custom LLM, multi-platform mobile store deployment polish, complex import tools. Include error handling, retries for API calls, basic automated tests for backend endpoints, and a README with deployment steps for a single VPS in EU.
How we checked3 sources · 3/3 runs agreed · evidence score 61

How the score was reached

  • Partly verdict base52
  • An open-source build was found+5
  • 3 cited sources+3
  • 3/3 assessment runs agreed+4
  • Hard moats found in the evidence-3
  • Evidence score61

The base comes from the verdict. Everything under it is a check that either happened or did not, and each one is a fact frozen in this record rather than a judgement made at render time — so the same evidence always produces the same number.

How scoring works →

Cited sources · 3

Every page the run actually retrieved.

Integrity checks

What held up, and what did not.

✓ 3 independent runs, one answer✓ Citations limited to fetched pages! 1 moat quoted from the page