Finance and accounting

KASH alternatives

2 open-source projects that already do this job. Free to use - not free to run, which is what the numbers on the right are for.

The full assessment →

The projects

firefly-iii/firefly-iii24,271AGPL-3.0A self-hosted web-based personal finance manager with accounts, transactions, budgets, and APIs.Open on GitHub ananthakumaran/paisa3,192AGPL-3.0A web-based personal finance manager offering transaction tracking, budgeting, and a demo web UI.Open on GitHub

What you give up either way

DSP2 / ACPR accredited aggregator partnership (official certification and any partner-negotiated pricing)
Managed WhatsApp / phone-number reliability and scale that a vendor-grade integration provides
Bundled 24/7 customer-facing support and included IA credits
Proprietary product polish, simulators, and prebuilt ChatGPT/Claude connectors

An open-source project doing the core job proves a replacement is possible. It does not prove it matches KASH, and it does not prove anyone has run it for a month. How we decide.